We are life insurance experts. We have assisted clients and their advisors acquire over $1 billion of life insurance. Most of the insurance we place is done in tandem with business succession and family trust planning. Liquidity planning is usually a critical component a business owner needs to address since having adequate life insurance helps facilitate the successful transfer of a business to a partner or to the next generation. We work with clients and advisors to address the proper ownership and gifting arrangements of insurance.
Simply put, life insurance can mean the difference between financial viability and personal or company difficulties when faced with sudden staggering cash demands. For example, consider your family having to write a check for 50% of your net worth to cover taxes nine months after your unexpected death. Would that present difficulties?
We use the industry’s highest rated insurance companies to find the most appropriate policy for each situation. The size of the cases we work on consistently places us in the top 1% of the nation's largest life insurance brokerage firm—which means we can deliver the absolute best results for you.
If you've already purchased permanent life insurance, you're probably ahead of the game. But a lot may have changed since your initial planning. You would be wise to revisit your policy now to uncover any issues that may prevent it from working the way you expect in the future. Prowell Financial Management offers a life insurance policy audit service that thoroughly evaluates your situation and pinpoints any potential problems. More about PFM's Life Insurance Audit Service...